Senior Underwriter

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2018-11-30 08:35:521970-01-01YOU Personnel
Job Type Permanent Full Time
Location Redhill, Surrey
Area Surrey, England Redhill, Surrey
Sector Accounting & FinanceCall/Contact Centre
Salary Up to £30,000
Currency GBP
Start Date ASAP
Telephone 01293 665588
Job Ref 0015

Senior Underwriter

Salary: Up to £30,000

Location: Redhill, Surrey

YOU Personnel are seeking experienced Underwriters to join our Client based in Redhill, Surrey. It will be your responsibility to underwrite finance applications and have up to date knowledge of Credit Scoring Systems. Further duties include:

  • Monitor the Underwriting Queue in order that proposals are processed in time and date order.
  • Monitor the Underwriting queue.
  • Underwrite credit transactions within personal lending authority.
  • Recommend a course of action on all cases which fall outside personal lending authority.
  • Advise the dealer network of all decisions.
  • Enter into the negotiation process.
  • Comply with the Data Protection Act and the Money Laundering Policy.
  • To be aware of the Fraud Guidelines and to make referrals to the Fraud Unit as and when appropriate.
  • Monitor changes and shifting trends within the area, being aware of the current activities.
  • Identify any inadequacies in the systems/procedures and make recommendations to the Underwriting Controller, aimed at improving performance and service.
  • Complete individual daily / monthly productivity returns.
  • To be responsible for personal development with the support of the Underwriting Controller.
  • Undertake ad-hoc duties as and when required by the Underwriting Controller or the Underwriting Manager.
  • Monitor individual default % and liaise effectively with your Controller and collections team when required.

Skills and experience required:

  • Education to at least GCSE level, ideally with the emphasis on English and Maths
  • Knowledge of Credit Scoring Systems
  • Good working knowledge and ability to analyse Accounts
  • Good working knowledge of the Fraud Unit
  • Minimum of 12 - 18 months Underwriting experience
  • Excellent communication skills and the ability to exercise initiative and judgement.

** YOU Personnel is an independent Recruitment Agency that combines 30 years of Recruitment experience. We provide recruitment solutions for PERMANENT, CONTRACT AND TEMPORARY staffing requirements. **

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